Frequently Asked Questions

Find answers to frequently asked questions about GeoVera Specialty Insurance Company. Don’t see what you’re looking for? Get in touch with us today!

GeoVera Specialty Insurance Company is a wholly-owned subsidiary of Geovera Holdings, Inc.  We offer personal lines insurance on a non-admitted basis to surplus lines brokers who sell our products through retail producers. We are a surplus lines insurer in the states shown in the wholesale broker locator, except in California, where we are a licensed insurer.

GeoVera Holdings, Inc. is an insurance holding company which conducts its admitted and surplus lines personal property business under the GeoVera, Coastal Select, and GeoVera Specialty Insurance Company brands.

We are very proud to announce that in April 2021, A.M. Best reaffirmed our “A” (Excellent) rating. The A.M. Best Company is a leading source of information on the financial condition and performance of insurance companies worldwide.

GeoVera Specialty offers the following surplus lines products through its residential homeowners program: HO3, Landlord HO3 Tenant Occupied, and HO3 Wind Only. Learn more about our products here.

The surplus lines homeowners product line is available in the following states:

  • Alabama
  • Florida
  • Louisiana
  • New Jersey
  • North Carolina
  • Rhode Island
  • South Carolina
  • Texas
  • Virginia

GeoVera Specialty manages all claims. Staffed by experienced claims professionals to help adjust individual claims, we use the services of GeoVera Advantage Insurance Services, Inc. This ensures timely and accurate response to all claims. In the event of a catastrophe, the GeoVera Advantage Insurance Services, Inc. staff will directly provide claim activities with the assistance of select preferred vendors and with the oversight of GeoVera Specialty.

Visit the myGeoSource Claims Help Center to report a claim online or to locate claims contact information.

Common Coverage Questions for Hurricane Losses:
HO 3 Hurricane Losses FAQ
Wind Only Hurricane Losses FAQ

Use the Wholesale Broker Locator available on this website to locate a surplus lines or wholesale broker who offers the products that interest you.

If your Surplus Lines Brokerage is interested in accessing the GeoVera Specialty programs to expand your surplus lines products available to your retail producers, email: